Known for Disneyland, beaches, and making headlines for outrageous events, Florida is most famous to us at Glassy for their zero-deductible windshield replacement. The federal government sets some laws and regulations regarding windshield replacement and vehicles in general. The vast majority of them are left for the individual states to decide. While most places don’t dictate how insurance companies must handle windshield repairs and replacements, Florida is one of the five states referred to as a “zero-deductible state.”
What is a Zero Deductible State?When purchasing a comprehensive auto policy, there is always an accompanying ‘deductible.’ (To learn more about deductibles, click here). However, states with zero-deductible windshield, such as Florida, require insurance companies to waive the deductible on windshield replacements. While these mandates in Massachusetts and Florida exclusively cover windshields, other states like South Carolina and Kentucky must cover all automobile glass.
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